Yes, the initial call is free of charge. It lasts about 30 minutes. The goal is to get to know each other, answer all your questions and see if it’s a good match! 

Onboarding includes 2 meetings:

• Meeting #1 (in-person or virtual) to review your detailed financial profile, go over your goals in the context of your current financial situation, and determine which accounts we will manage
• Meeting #2 (in-person or virtual) to play with various scenarios, identify areas of potential risk, prioritize your next 1-2 steps to get you closer to your sabbatical

Between meetings, you will complete questionnaires and work with our online planning tools to share information about your sabbatical and retirement goals.

After onboarding, we generally meet with clients at least 1-2 times a year. As you get closer to your planned departure, we will meet more frequently.

Believe it or not, we can accomplish a lot outside of meetings via email, videos, and document sharing. Our goal is to not add too many more things to your already busy calendar.

It’s up to you! Depends on where you are and whether you want to make the trek to downtown Vancouver, WA.

We like virtual meetings as much as you do.

Investing is just a part of your financial plan, but it is an important one. 

We want the plan we put in place to be implemented. We’ve seen that Procrastination and Deprioritization can become members of your financial team as you get busy. Let’s keep them on the sidelines.

Other benefits to investment management:

• Coordination across accounts (so we don’t work against each other!)
• Tax loss harvesting throughout the year
• Intentional capital gains generation
• Asset location – buying specific investments in specific types of accounts 
• Tax-smart management of transactions (buys, sells, transfers)
• Methodical rebalancing
• Ongoing monitoring of fund performance

This is what we do day in and day out. You don’t have to do this!

Learn more about how we invest.

The accounts we manage are held at Charles Schwab. They remain in the client’s name

Building a savvy, strategic savings plan takes time.

Layer in:

• The timing of your employee benefits, 
• Understanding the tax impacts of changing income, 
• Coming up with a withdrawal strategy, and 
• Just plain gathering your financial documents while you continue to live your busy life…

and it leaves room for you to miss important things. 

You can leave opportunities on the table and overlook risks. It may not matter, until it does.

What about building a financial buffer to support a soft landing upon your return?

You owe it to yourself to be thoughtful and spend time on each financial area so you feel confident that you have a cohesive plan that won’t throw your long-term retirement plans off track.

And how about your spouse or travel partner(s)? Giving yourselves time to have quality conversations can enrich the planning experience and the sabbatical itself.  You’ll be in this together, after all.

Bottom line: Planning for and anticipating your sabbatical is part of the experience!