Our philosophy is based on the following principles:

• Money isn’t everything. We balance personal finance with job satisfaction, goal achievement, and overall life enjoyment. We help plan sabbaticals, after all!
• We recognize that you are the expert on your own life and your own values. That means we won’t question your budget or judge your priorities, we’ll just help you figure out how to make it all work.
• Doing our job well means asking good questions at the right time.
• Most things in personal finance are important, not urgent. Our goal is to help you focus your attention on the most important 1-2 next steps.
• We are committed to educating you on general financial concepts and how they apply to you—save the Google searching for another question you have.

Your financial plan is intended to provide a long-term view of your financial trajectory, with your goals as the benchmark of success.

We go deeper on short-term goals to help you analyze pros, cons, and alternatives. And then we bring them back into the long-term plan to see how your decision impacts the bigger picture.